Certificates of Deposit

 
Regular CD
IRA CD
IRA CD Special
What you are looking for:A low-risk investment with a fixed interest rate.A low-risk but flexible investment that can respond to the rate environment.
A unique low-risk but flexible investment at a great rate.
Minimum Balance$1,000$100 (unless otherwise indicated)$1,000
Interest Bearing AccountYes, click here for Rate detailsYes, click here for Rate detailsYes, click here for Rate details
Term3 months to 5 years3 months to 5 years60 Month
Eligible for deposits to an existing accountNoYesYes
Automatic RenewalYes, unless otherwise disclosed.Yes, unless otherwise disclosed.Yes, unless otherwise disclosed.
Withdrawl of interestPermitted during the term.Permitted during the term. Individual Retirement Accounts (IRA) are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your IRA Agreement or tax advisor for additional information. Permitted during the term. Individual Retirement Accounts (IRA) are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your IRA Agreement or tax advisor for additional information.
Early Principal Withdrawl Penalty AppliesYes, three months loss of interest on amounts withdrawn for CDs 12 months or less, six months loss of interest on amounts withdrawn for CDS over 12 months.Yes, three months loss of interest on amounts withdrawn for CDs 12 months or less, six months loss of interest on amounts withdrawn for CDS over 12 months.Yes, three months loss of interest on amounts withdrawn for CDs 12 months or less, six months loss of interest on amounts withdrawn for CDS over 12 months.
Legalese:APY assumes that interest remains on deposit until maturity. Any withdrawal reduces earnings and the APY on the account. Interest will be paid on deposit items from the day of deposit, to include cash and non-cash items, even though the item may be uncollected. Accrued interest will be adjusted on return deposit items. Maturity date is calculated on months rather than days. The rate of earnings for any Renewal Term shall be at the rate the bank is paying at the time on renewed accounts of this class. You will have ten (10) calendar days from the maturity date to change your term, add to the balance or make penalty-free withdrawals.APY assumes that interest remains on deposit until maturity. Any withdrawal reduces earnings and the APY on the account. Interest will be paid on deposit items from the day of deposit, to include cash and non-cash items, even though the item may be uncollected. Accrued interest will be adjusted on return deposit items. Maturity date is calculated on months rather than days. The rate of earnings for any Renewal Term shall be at the rate the bank is paying at the time on renewed accounts of this class. You will have ten (10) calendar days from the maturity date to change your term, add to the balance or make penalty-free withdrawals. Individual Retirement Accounts (IRA) CDs are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your IRA Agreement or tax advisor for additional information.APY assumes that interest remains on deposit until maturity. Any withdrawal reduces earnings and the APY on the account. Interest will be paid on deposit items from the day of deposit, to include cash and non-cash items, even though the item may be uncollected. Accrued interest will be adjusted on return deposit items. Maturity date is calculated on months rather than days. The rate of earnings for any Renewal Term shall be at the rate the bank is paying at the time on renewed accounts of this class. You will have ten (10) calendar days from the maturity date to change your term, add to the balance or make penalty-free withdrawals. Individual Retirement Accounts (IRA) CDs are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your IRA Agreement or tax advisor for additional information.