Business CheckingCommunity Business CheckingBusiness Interest CheckingCommercial Interest Checking (CIC)
What you are looking for:A business checking account that works with your business.An uncomplicated business checking account that meets your simple checking needs.Your money working for youa business checking account that gives you more transactions while still earning interest
Minimum Opening Deposit$20$20$20$20
Monthly Service Charge$20 monthly service charge
can be offset by the earnings credit.
NoNoNo
Minimum Balance Required$0$0$0$0
Interest Bearing Checking AccountNoNo Click to see rate details.Click to see rate details.
Unlimited Check WritingYes200 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.100 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.200 items per month provided at no charge, any additional items are $.20 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.
Deposit TransactionsFree200 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.50 items per month provided at no charge.First 100 items includes 50 checks free and 50 deposited checks free. Any additional items over the 100 are $.10 per item. Items include checks paid (including electronic checks) and checks deposited.100 items per month provided at no charge.First 100 items includes 100 checks free and 100 deposited checks free. Any additional items over the 200 are $.20 per item. Items include checks paid (including electronic checks) and checks deposited.
Withdrawal TransactionsFree200 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.50 items per month provided at no charge. First 100 items includes 50 checks free and 50 deposited checks free. Any additional items over the 100 are $.10 per item. Items include checks paid (including electronic checks) and checks deposited.100 items per month provided at no charge. First 100 items includes 100 checks free and 100 deposited checks free. Any additional items over the 200 are $.20 per item. Items include checks paid (including electronic checks) and checks deposited.
FREE First Order of Checks Yes - Up to $50Yes - up to $50Yes - up to $50Yes - up to $50
FREE Business Visa® Debit CardYesYesYesYes
ATM WithdrawalsFree at any Severn Savings
ATM or 55,000 ALLPOINT™ Network ATM's worldwide
Free at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATM's worldwideFree at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATM's worldwideFree at any Severn Savings ATM or 55,000 ALLPOINT™ Network ATM's worldwide
FREE Basic Online Banking With Bill PayYesYesYesYes
FREE Telephone BankingYesYesYesYes
FREE Check Images included with monthly statementYesYesYesYes
Automatic Sweep TransfersOverdraft service when linked to another Severn deposit account.Overdraft service when linked to another Severn deposit account.Overdraft service when linked to another Severn deposit account.Overdraft service when linked to another Severn deposit account.
FREE Chesapeake Bay Checking account for employeesYesNoNoNo
Gives Back to the Chesapeake Bay FoundationYes. At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.Yes. At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.Yes. At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.Yes. At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.
Legalese:200 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.