Checking

Business CheckingCommunity Business Checking
What you are looking for:A business checking account that works with your business.An uncomplicated business checking account that meets your simple checking needs.
Minimum Opening Deposit$20$20
Monthly Service Charge$20 monthly service charge can be offset by the earnings credit.No
Minimum Balance Required$0$0
Unlimited Check WritingYesYes
FREE Deposit TransactionsYes200 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.
Withdrawal TransactionsFree200 items per month provided at no charge, any additional items are $.10 per item. Items include checks paid (including electronic checks), checks deposited, deposit tickets, ACH debits and ACH credits.
FREE First Order of Checks YesYes
FREE Business Visa® Debit CardYesYes
FREE ATM WithdrawalsYes at any Severn Savings ATM or 43,000 ALLPOINT™ Network ATM's worldwideYes at any Severn Savings ATM or 43,000 ALLPOINT™ Network ATM's worldwide
FREE Online BankingYesYes
FREE Telephone BankingYesYes
FREE Check Images included with monthly statementYesNo
Automatic Sweep TransfersFREE Overdraft Protection when linked to another Severn deposit account.FREE Overdraft Protection when linked to another Severn deposit account.
FREE Chesapeake Bay Checking account for employeesYesNo
Merchant ServicesYesYes
Bonus:
Gives Back to the Chesapeake Bay Foundation*Yes. At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.Yes. At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.
Legalese:This account allows unlimited check writing with no monthly minimum balance requirement.

* At the time of opening, Severn will donate $10 to the Chesapeake Bay Foundation.